Disclaimer and Terms of Use

Restrictions on use of materials

Materials in this website are copyrighted, and all rights are reserved. Text, graphics, databases, HTML code and other intellectual property are protected by U.S. and international copyright laws, and they may not be copied, reprinted, published, reengineered, translated, hosted or otherwise distributed by any means without explicit permission. All of the trademarks on this site are trademarks of Information Marketing Association Inc. or of other owners used with their permission.

User’s Agreement
Users will not upload or post any content that violates or infringes upon the rights of any other party or in any way violates local, state, national, or international laws.  Users will not use the comments section of the blog for spamming, free advertisements, or distribution of unsolicited or unrelated content to a third party. Users will not post content that is unlawful, obscene, defamatory, threatening, harassing, hateful, or just plain mean to any other person as determine in our sole discretion. We reserve the complete right to not post or remove any communication we find inappropriate.  You agree that this site and its owners are indemnified against any damages, losses, liability, judgments, or expenses including reasonable attorneys’ fees and costs arising out of a claim by a third party relating to any material you have posted on this site.  In using this site, you agree to the terms and conditions.

Liability

The materials in this site are provided “as is” and without warranties of any kind, either expressed or implied. Time for Life, LLC disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. Time for Life, LLC does not warrant that the functions contained in the materials will be uninterrupted or error free, that defects will be corrected or that this site or the server that makes it available are free of viruses or other harmful components. Time for Life, LLC does not warrant or make any representations regarding the use or the results of the use of the materials in this site in terms of their correctness, accuracy, reliability or otherwise. You solely assume the entire cost of all necessary servicing, repair or correction. Applicable law may not allow the exclusion of implied warranties, so the above exclusion may not apply to you.

Under no circumstances, including, but not limited to, negligence, shall Time for Life, LLC be liable for any special or consequential damages that result from the use of, or the inability to use, the materials in this site, even if Time for Life, LLC or a Time for Life, LLC authorized representative has been advised of the possibility of such damages. Applicable law may not allow the limitation or exclusion of liability for incidental or consequential damages, so the above limitation or exclusion may not apply to you. In no event shall Time for Life, LLC’s total liability to you for all damages, losses and causes of action (whether in contract, tort, including, but not limited to, negligence or otherwise) exceed the amount paid by you, if any, for accessing this site.

Facts and information at this website are believed to be accurate at the time they were placed on the website. Changes may be made at any time without prior notice. All data provided on this website are to be used for informational purposes only. The information contained on this website and pages within is not intended to provide specific legal, financial or tax advice, or any other advice, whatsoever, for any individual or company, and should not be relied upon in that regard. The services described on this website are only offered in jurisdictions where they may be legally offered. Information provided in this website is not all-inclusive and is limited to information that is made available to Time for Life, LLC, and such information should not be relied upon as all-inclusive or accurate.

Links and marks

The owner of this site is not necessarily affiliated with sites that may be linked to this site and is not responsible for their content. The linked sites are for your convenience only, and you access them at your own risk. Links to other websites or references to products, services or publications other than those of Time for Life, LLC and its subsidiaries and affiliates at this website do not imply the endorsement or approval of such websites, products, services or publications by Time for Life, LLC or its subsidiaries and affiliates.

Certain names, graphics, logos, icons, designs, words, titles or phrases on this website may constitute trade names, trademarks or service marks of Time for Life, LLC or of other entities. The display of trademarks on this website does not imply that a license of any kind has been granted. Any unauthorized downloading, re-transmission or other copying or modification of trademarks and/or the contents herein may be a violation of federal, common law, trademark and/or copyright laws and could subject the copier to legal action.

Earnings Disclosure

Every effort has been made to accurately represent any and all products and services and their potential benefits listed on this webpage. There is no guarantee that you will earn any money using the techniques and ideas in these materials. Examples in these materials are not to be interpreted as a promise or guarantee of earnings. Earnings potential is entirely dependent on the person using our product, ideas and techniques.

Any claims made of actual earnings or examples of actual results can be verified upon request. Your level of success in attaining the results claimed in our materials depends on the time you devote to the program, ideas and techniques mentioned; your finances; your knowledge; and your set of skills. Since these factors differ according to individuals, we cannot guarantee your success or income level. Nor are we responsible for any of your actions.

Materials in our product and on our website may contain information that includes or is based upon forward-looking statements within the meaning of the Securities Litigation Reform Act of 1995. Forward-looking statements give our expectations or forecasts of future events. You can identify these statements by the fact that they do not relate strictly to historical or current facts. They use words such as “anticipate,” “estimate,” “expect,” “project,” “intend,” “plan,” “believe” and other words and terms of similar meaning in connection with a description of potential earnings or financial performance.

Any and all forward-looking statements here or on any of our sales materials are intended to express our opinion of earnings potential. Many factors will be important in determining your actual results, and no guarantees are made that you will achieve results similar to ours or anybody else’s. In fact, no guarantees are made that you will achieve any results from the ideas and techniques in our materials.

Material Connection Disclosure

Products listed on this site may in fact be involved in an affiliate relationship with Time for Life, LLC where there is compensation or another material connection that may affect the content of this site.

Disclaimer: I do not provide psychological, counseling, legal, accounting or other professional services. My life coaching services are consultative in nature. Any decisions made and/or actions taken are the responsibility of the client. I do not make any guarantee or warranty as to results that may be achieved or as to the consequences of any actions taken or not taken by the client.

*A life coach is not a therapist, counselor, or psychologist.  A life coach does not focus on emotional, mental, and relationship problems.  A life coach focuses on your present life circumstances, helps you determine your goals and values, and assists you in finding ways to achieve those goals and be a success in your personal and professional life.  A life coach takes a holistic approach and works with you to accomplish balance and fulfillment in each aspect of your life.

Confidentiality: Any and all communications between us, including the existence of our relationship, are entirely confidential and will never be disclosed without your express authorization.

Changes to the Terms and Conditions
We reserve the right to change our Disclaimer/Terms and Conditions at any time.

I'm really looking forward to working with you to reach new heights of success and balance in your personal and professional life! Sonia Gallagher, JD Executive Life Coach PS. If you are ready to be challenged, to steer your life in a new direction, and to achieve the goals you desire, I invite you to request a Free Success Reboot Coaching Session and Experience Coaching and How It Can Benefit You First-hand!